What our Clients say about us!

Narrows Insurance is a local independent insurance broker serving businesses and individuals in the Pacific Northwest.  We pride ourselves in education and community, creating long lasting partnerships with our clients. Our leadership promotes and expects transparency and honesty that makes us a trusted advisor and expert in the insurance industry.

Client Testimonials

Real Client Testimonials:  

Steven Willock AvatarSteven Willock
Narrows Insurance is the best! I came from a competitor looking to shop policies because I was getting higher and higher premiums each year. Carolyn was able to lower my insurance using some of the same carriers that my prior agent was suggesting. If anyone is interested in lowering their rates and getting fantastic service, I strongly recommend that you contact Carolyn Kulp. - 11/22/2025 
Stephen Lamm AvatarStephen Lamm
If you need business insurance and you don’t call Vicki Close at Narrows Insurance, you’re doing it the hard way. Vicki is an absolute weapon. She handled my business insurance like a pro. Fast, sharp, and with a level of knowledge that immediately puts you at ease. But here’s the kicker: she didn’t stop there. She dug into some L&I issues I’d been stuck dealing with and cleaned them up like it was nothing. This is the kind of service you hope for but almost never get. Vicki delivers. If you want someone who actually gives a damn and gets things done, she’s the one you call. Absolute 10/10. - 11/18/2025 
Jhesika Wells AvatarJhesika Wells
Absolutely love working with them! They have great knowledge of the equine industry to make sure I am covered accordingly, for a great price. Highly recommend! - 11/18/2025 
John Burry AvatarJohn Burry
I cannot recommend Carolyn highly enough! From our very first conversation, she demonstrated exceptional knowledge of equine insurance and took the time to understand the specific needs of our horse farm. Carolyn was incredibly professional throughout the entire process. She explained all our coverage options clearly, answered every question we had (and we had many!), and helped us find a policy that provided comprehensive protection for our horses and operation without breaking the bank. Thank you, Carolyn, for making what could have been a complicated process so smooth and stress-free! - 11/14/2025 
Bailey Robbins AvatarBailey Robbins
Carolyn has made this whole process super easy for me! I had no knowledge about equine insurance and she communicated with me and told me my options and responded quickly! Thank you Carolyn! - 11/08/2025 
Christine Lackermayer AvatarChristine Lackermayer
I highly recommend Carolyn Kulp. My experience working with Carolyn for first time equine insurance has been fantastic. From the very beginning, she took the time to truly understand my horse and my specific needs. Her knowledge of both the insurance world and the horse world is outstanding — it’s clear she genuinely cares about her clients and the animals we love. Every question I had was answered quickly and clearly, and she walked me through all my coverage options, so I felt completely confident in my choices. When I needed to make a small claim, the process was seamless and handled with care and professionalism. If you’re looking for someone who combines deep equine expertise with top-notch customer service, you will find that with Carolyn. I recommend her to every horse owner I know! - 11/07/2025 
Lela VanDyk AvatarLela VanDyk
It has been a pleasure to work with Narrows Insurance. I highly recommend them. - 11/06/2025 
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Ashley Bryant AvatarAshley Bryant
Carolyn has been absolutely amazing! From the moment I reached out (after hours on the way to the emergency vet), through today with follow up well wishes for my equine pal and everything in between- I couldn’t have asked for more sincere and professional help! - 10/29/2025 
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susanna oh Avatarsusanna oh
Grateful for Antone & the team at Narrows Insurance. Antone was incredibly attentive and took the time to truly understand my situation and what I needed. It meant a lot that he personally handled my case to ensure everything was done right. His care, integrity, and genuine commitment to helping people really stood out. The entire team was professional, responsive, and kind throughout the process. It’s rare to find that level of dedication and service—I highly recommend Narrows Insurance. - 10/16/2025 
Ken Adams AvatarKen Adams
Couldn't be happier. Saved money and have better coverage - 9/19/2025 
Kim A AvatarKim A
Wonderful experience from start to finish! This amazing group of ladies are friendly, responsive, and incredibly knowledgeable about the different insurance companies and their offerings. I sent over my existing policies, and they took the time to research with the carriers. They came back with options that saved me $2,000 a year and improved my coverage. I couldn’t be happier with the service. Highly recommend! - 6/24/2025 
Austin Hilligoss AvatarAustin Hilligoss
Betsy Hytinen helped me switch policies and helped me save a ton on my payments! She was highly communicative, helpful and efficient at helping me find the best deal possible for me! Can’t recommend this place enough. - 5/09/2025