Group Dental Insurance for your Business and Employees
What is Group Dental Insurance?
Similar to group health insurance, group dental insurance covers a group of people under one policy.
Group dental insurance covers preventative care such as cleanings, exams, and x-rays. In addition, plans may also cover the costs of basic and major restorative services. These services include fillings, extractions, root canals and other major dental care.
Why should Employers get Group Dental Insurance?
Employee Retention
Not only does providing a well-rounded benefit package encourage your star employees to stay with the company, but it also attracts new employees. Nothing says “thank you” more than providing support to the ones that help your business thrive.
Streamlined Enrollment
Having one plan for all employees streamlines the insurance process which can save time and stress.
Healthy Staff
Dental care and overall health go hand in hand. A group dental insurance plan gives your staff access to professional dental care promotes health, both in your employees, and your business.
Employee Morale
Employees that are happy at their job are more motivated, focused, and productive. Team members that are well taken care of are happier to work for their company.
Who pays for Group Dental Insurance?
Group dental insurance can be employee or employer funded. If you decide to offer this a voluntary option, the premiums will be paid by the employees that choose to enroll.
Voluntary Dental Insurance Coverage
Voluntary dental plans are a type of group dental insurance that allow you to provide dental coverage without paying a portion of the premiums. Voluntary dentals plans give employees the choice to enroll in the group dental insurance policy and they pay 100% of the premiums.
While this is an employee funded option, the opportunity to enroll in a group dental insurance plan offers great value to your employees. Group dental insurance plans have lower costs than individual plans because the risk is spread throughout the group.
Why Choose Narrows Insurance?
Local
Locally owned and operated and believe in local relationships and supporting the community
Choice
Being Independent allows us to offer a wider range of options from multiple companies to best fit you needs
Partnerships
We have been in business over 20 years and have strong relationships with top national/regional insurance companies
Expert Advise
We value education of our staff and our clients to help guide you through making the best decision
Cost Savings
We can offer better deals on insurance by comparing rates from multiple insurance companies
Ease of doing Business
We are invested in technology and want to do business the way you want to
Employee Benefit Resources we offer:
- Carrier Negotiations
- ACA Compliance
- Employee Notice Forms
- Annual Plan Reviews
- Cost-Sharing Strategies
- Self-Funded Options
- Employee Handbooks
- Online Enrollment Platforms for employees
- HR Online Platform/Library
Our Partner Companies:
We work with over 50 insurance companies including National companies, Regional companies, Trusts, and more!
Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.